Why work with Homeowner Assistance Group?

A counselor from Homeowner Assistance Group will meet with you face-to-face to talk about your situation and help you understand what options and programs are available to you. A counselor can explain what documents you will need to provide to your mortgage company, and in many cases, will handle the entire process of working with your mortgage company for you.

Free Consultation

There is never any charge for you to speak with a Homeowner Assistance Group Counselor. Counselors are generally licensed professionals that have been trained to help homeowners take advantage of the various programs and proactively resolve their mortgage situation. Counselors are here to provide homeowners with consultation, training, and assistance, as well as processing and negotiating with their mortgage companies.

Loan Modification

If you can make payments on your loan, but don’t have enough money to bring your account current, your lender may be able to change the terms of your original loan to absorb your delinquent payments and make the payments more affordable. Your loan could be permanently changed by adding the missed payments to the back end of the existing loan balance, lowering the interest rate or making an adjustable rate fixed, or extending the number of years you have to repay your loan.

Scam Prevention Efforts

Beware of Foreclosure Rescue Scams that require you to pay an upfront fee before any services have been completed in assistance with your mortgage situation. If you have been contacted by anyone who requires you to pay a fee prior to providing any services, do not pay, and report them here.

If you are behind on your mortgage payments and need immediate assistance call 813-421-5258

Have a Homeowner Assistance Group Counselor in your area contact you.